MyPoints review: cashback first, surveys second
By Pamela · Editor, SurveyQueen
Last updated · tested first-hand
MyPoints is a cashback platform with a survey section bolted on. Judged on surveys it is poor. Judged on cashback it is one of the better options in the US, with competitive rates at major retailers and a low first-redemption floor.
The right way to use it is to install it as your shopping route and take the occasional high-value survey when one appears.
Quick verdict
Best for: Regular online shoppers. Route your purchases through it and the surveys become a small bonus.
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MyPoints at a glance
| Pay per survey | 10 – 300 points (~$0.06 – $2.00) |
|---|---|
| Effective hourly | $2.00 – $4.00 on surveys |
| Minimum cash-out | $3.00 for the first gift card |
| Payout methods | PayPal, gift cards, travel miles |
| Payout speed | 1 – 7 business days |
| Screen-out rate | ~40%, small consolation points |
| Minimum age | 18+ |
| Countries | US, CA |
Pros
- Strong cashback rates across a wide list of major retailers.
- Low $3 first redemption.
- Points can convert to airline miles, which occasionally beats the cash rate.
- Long operating history with reliable payments.
Cons
- Survey pay is among the weakest on this list.
- Point-per-dollar varies by reward, so comparison takes effort.
- Email volume is heavy unless you tune the preferences.
- US and Canada only.
Cashback, the actual product
Rates run from 1% to well over 10% depending on the retailer and any active promotion. Because your points sit in the same balance as survey earnings, a single normal shopping month can clear a redemption on its own.
Track pending credits: retailer confirmations take 7 to 30 days and occasionally need a manual claim with the order number.
The surveys
Point values are low and the screen-out rate is around 40%. Take the 200-point-plus surveys and ignore the rest; the small ones are not worth the click.
Redemption
The first gift card can be redeemed at $3, which is unusually accessible. After that the thresholds vary by reward, and miles conversions sometimes beat the straight cash rate — worth checking before you redeem.
Our verdict
MyPoints earns its spot as a cashback account, not a survey panel. If you shop online monthly, it pays more passively than any survey panel here pays actively.
Do not join it expecting survey income; that part is filler.
MyPoints FAQ
- Is MyPoints good for surveys?
- Not particularly. Survey pay works out around $2 to $4 an hour with a high screen-out rate. The cashback side is the real value.
- What is the MyPoints minimum payout?
- $3 for your first gift card, with thresholds varying by reward after that.
- How long does MyPoints cashback take to post?
- Seven to thirty days after purchase, and occasionally it needs a manual claim with the order number.